Do your kids need insurance ?

If you have children and need insurance, be sure to check out Peachcare for Kids at

http://www.peachcare.org/
What is Peachcare? This info comes from the website:

"In 1997, Congress created Title XXI of the Social Security Act to provide health care for the growing number of uninsured children in the United States. This legislation provided states with the opportunity to create programs to increase access to affordable health insurance. In Georgia, this program is PeachCare for Kids™.

PeachCare for Kids™ began covering children in 1999, providing comprehensive health care to children through the age of 18 who do not qualify for Medicaid and live in households with incomes at or below 235% of the federal poverty level. This means a family of three can earn $43,029 a year and a family of four can earn $51,818 a year."

Peachcare is free for kids under age 6, and ranges from a monthly fee of $10 to $35 for older children, depending on family income. The maximum charge per family, regardless of number of children, is $70/month.

We found another option for children's health insurance on the www.cbsatlanta.com website. Here is the article:


"ATLANTA -- As the debate over health care rages, an estimated 46 million Americans could be one illness away from a financial disaster. They’re people with no health insurance at all.

Kathleen Sweet has no insurance to pay for her diabetes medication. She nearly died recently from heart and kidney failure.

“I’m frightened every day of my life,” said Sweet.

If you are uninsured, Consumer Reports said before a crisis hits, you should find out if you qualify for government insurance programs.

“See if you qualify for Medicaid. And even if you don’t your children may qualify for the Children’s Health Insurance program, or CHIP. And that’s very good coverage,” says Consumer Report’s Nancy Metcalf.

More information is available at www.InsureKidsNow.gov.

If you don’t qualify, some communities have federally subsidized health care centers that offer basic care. These clinics treat everyone and charge according to your income.

For routine care, avoid the emergency room.

“Hospitals do have to take you if you’re having a true emergency, like a broken leg or chest pain. But they can also send you a huge bill and be very aggressive about collecting it,” Metcalf said.

Also consider negotiating with the clinic, doctor or hospital. Ask for the discount insurance companies get.

“Don’t be shy. That discount could save you as much as half your bill,” Metcalf said.

To check if you or your children are eligible for a government insurance program, go to www.govbenefits.gov.

And, if you know you need a specific procedure, like a mammogram, check out www.newchoicehealth.com.
It’s a free Web site that allows you to compare prices for procedures at area hospitals. Enter the city and the procedure you’d like to search and it will show you the most expensive option, the least expensive and everything in between.

If you are insured, be sure to check with your insurance provider to make sure you’re covered before you schedule an appointment.

Consumer Reports contributed to this report."

We hope this helps as God's plan for your life unfolds and you find your next career!